Sign on to Online Banking

Personal and Mortgage Loans

Lending TeamAs a local community bank, we channel most of our loans to the neighborhoods where our depositors live and work, helping to keep local communities vibrant and growing. We value our customers, which is why we serve you with a skilled Retail Lending Team that will work with you to achieve your lending needs. You benefit from having a loan that is tailored to your needs and your budget, which is what you get with our personalized service. Because we are a locally owned bank, you have the convenience of quick decision making concerning your loan request.

Mortgage Staff

  • Dean Thompson, VP Senior Commercial Lender - #657952
  • Margaret Clark, Mortgage Originator - #630920
  • Julie Russell, Retail Lending Administrator - #837640
  • Dawn Wertz, AVP Retail Administration/Branch Manager/IRA - #1193682
  • Cathy Wobrock, AVP Branch Manager/BSA Officer - #1193683
  • Valerie Rentfrow, Retail Sales Manager - #1116746

Mortgage Loans

  • Fixed Rate Conventional Mortgages
    • Purchase and Refinance
    • Jumbo Mortgages
    • Second Homes
    • Investments
    • Manufactured Homes
  • Balloon Mortgage
    • 10% Down 1st Time Home Buyer
    • Construction
  • FHA, 203K,
  • VA
  • Rural Development

 Personal & Home Equity Loans

  • Personal Consumer Loans for:
    • Vehicles
    • Boats
    • RV’s
    • Trailers
    • etc.
  • Home Equity  Consumer Loans
  • Private Student Loans

Outstanding Service for Borrowers – OSB Communication Program

At OSBcb, we provide a Retail Lending Team commited to quality customer service.  The team communicates with you and the circle of knowledgeable professionals involved with making a pleasant loan experience.

OSB Communication

Benefits to Working With OSB Mortgage Products:

  • Servicing stays with OSB
  • Local appraisers
  • Local title companies
  • Local processing and underwriting
  • Quick turnaround time
  • OSB Communication Program
  • Issues resolved quickly
  • Full underwriting on all pre-approvals
  • Low fee based loans

How to Get Started

Mortgage Loans

Obtain a mortgage application here.  Bring with your completed application, the following items:

      •  2 most recent consecutive paystubs for all applicants covering the last 30 days
      •  2 prior years W2’s
      •  2 prior years full tax returns with schedules – if self employed only
      •  Social Security or Pension Award Letter – if applicable
      •  Purchase Agreement – if applicable

Home Equity & Personal Loans

Obtain a consumer loan application here.  Bring with your completed application, the following items:

      • Completed personal financial statement if self employed
      •  2 most recent consecutive paystubs for all applicants covering the last 30 days
      •  2 prior years W2’s
      •  2 prior years full tax returns with schedules – if self employed only
      •  Social Security or Pension Award Letter – if applicable

photoPrivate Student Loans

There are many ways to pay for the cost of a higher education.  After considering all your federal loans, scholarships and grants you may still have a gap you need to cover to pay your total college costs.

OSBcb works with the iHELP Student Loan program to provide an attractive private student loan that can help to cover that gap.

* Competitive interest rates
* No origination or repayment fees
* Flexible repayment options
* Easy to apply and responsive customer service

Apply online here.

^ Return to the top