Additional Savings

Through OSB’s more astute deposit accounts, we offer short term liquidity or long term yield, or a secure stable return.


Money Market

Requirements

    $10,000.00 to Open

Monthly Statement Fee

  • Monthly paper or e-statements
  • Check images with statement $7.00

Interest

  • Tiered Rates Compounded Monthly
  • No interest earned if below $10,000

Minimum Balance

    No

Bounce Protection

    Yes

Debit/ATM

    No

Check Safekeeping

    Yes

Charge & Fees

  • 6  withdrawals total monthly
  • Unlimited in house transfers

Extras

  • Available for Businesses
  • Online Banking
  • Mobile Banking

CD’s

Requirements

   $1,000.00 to Open

Monthly Statement Fee

    Statements Available Upon Request

Interest

    Tiered Rates Compounded & Credited Quarterly

Minimum Balance

    No

Bounce Protection

    No

Debit/ATM

    No

Check Safekeeping

    No

Charge & Fees

    Early withdrawal penalty applied

Extras

    Varied Term Selections

IRA’s

Requirements

    $1,000.00 to Open

Monthly Statement Fee

    Annual Statements

Interest

    Tiered Rates Compounded & Credited Monthly

Minimum Balance

    No

Bounce Protection

    No

Debit/ATM

    No

Check Safekeeping

    No

Charge & Fees

  • Early Withdrawal Penalty:
    • 6 months
  • No accrued interest paid from last posting date.

Extras

  • Varied Term Selections
  • Traditional & ROTH IRA’s Offered

* See your OSB Representative for current interest rates